Your shopping cart is empty!
ESTO - BUY NOW, PAY LATER!
ESTO Pay later gives you 30 days to pay. Purchase the product or service immediately and pay as you wish within the next 30 days at no extra cost!
• Receive the goods immediately
• Pay conveniently within 30 days
• No interest or surcharges
• You can relax. ESTO will announce when the payment due date is due
• The minimum cart amount when using the "ESTO pay later" payment method is 60 EUR
The service provider to pay later is ESTO AS. Using a payment method is a financial decision and involves risks and obligations, so please think carefully about the need to use loan products. Pay later credit cost rate is 0% per annum under the following model conditions: interest 0% per annum, no fees.
ESTO 3 SLICE - PAY IN 3 EQUAL PARTS
Use a convenient and fast ESTO 3 payment method when paying for products or services - divide the cost of your shopping cart into three equal payments! Add products to the cart, confirm your order and select the ESTO 3 payment method as the payment method and digitally sign conveniently with an ID card, Mobile ID or Smart-ID solution.
• By paying the cost of your shopping cart in full and on time within three months together with the contract fee, the installment contract is considered to have been successfully paid and terminated
• The monthly fee is divided into three equal parts when dividing the cost of the shopping cart
• The minimum cart amount when using ESTO 3 payment methods is 60 EUR
• All citizens of the Republic of Estonia aged 18-70 can apply for ESTO 3
For example, in the case of a loan amount of 300 euros, with a fixed interest rate of 0% per annum for 3 months and a contract fee of 0 euros, the credit cost rate is 0%, the monthly payment is 100 euros and the total amount repaid by the consumer is 300 euros.
ESTO INSTALLMENTS - PAY IN INSTALLMENTS!
Add products to the cart, select the ESTO installment link from the payment methods and confirm the order. In the ESTO environment, select the appropriate period, the amount of the monthly installment and digitally sign conveniently using an ID card or Mobile ID. ESTO installment payment is an extremely fast and convenient payment solution that helps you to create a payment schedule based on the period you have chosen, ie to pay in installments. This payment solution makes a credit decision in real time and helps you make a purchase in less than 60 seconds.
• Interest up to 14.90%
• Contract fee from 0 euros
• Period up to 3 years
• All citizens of the Republic of Estonia aged 18-70 can apply for an ESTO installment
• The minimum cart amount when using the ESTO installments payment method is 60 EUR
• Installment payment can be made quickly and conveniently to a legal entity
Every financial decision involves risks and obligations, so we ask you to think carefully about the need to consume loan products. For example, for a loan amount of 799 euros with a fixed interest rate of 11.90% per annum for 24 months and a contract fee of 0 euros, the credit cost rate is 32.73%, the monthly payment is 44.12 euros and the total amount repayable by the consumer is 1058.88 euros. The installment is a financial obligation and before making a decision, thoroughly read the terms and conditions of the contract and, if necessary, consult an employee of ESTO AS or another expert.
ESTO payments are offered by ESTO AS (reg. code 14180709).
Phone: (+372) 622 52 52
More information: https://esto.ee/tingimused/